Cadettes
ENTREPRENEURSHIP
Cadette Financial Literacy Budget Manager Badge Activity (Middle School)
Learn financial literacy by making a budget
Make a budget of what you spend, save, and share.
Activity Details
Time needed: 20–30 minutes
Materials needed:
- Index cards
- Pens
- Paper
- “Core Values” and “Values That Impact Spending” handouts, one for each Cadette
Setup:
Volunteer shares: “Your budget is more than just a way to track your money. Your spending habits reflect what you value. If you value socially responsible businesses, that’s where you’ll spend or invest your money. When you know what your core values are, it becomes clearer where to invest your money, time, energy, and resources.”
Activity:
Give Cadettes (6th, 7th, and 8th graders) the “Core Values” and “Values That Impact Spending” handouts.
Encourage group discussion about what’s on the lists. Have them add more to the lists.
Give each Cadette four index cards to write their top core values. On ten separate index cards, ask them to write what they’d purchase or do with imaginary money in a budget. These are their spending goals, which might include buying a new pair of sneakers, donating money to a certain charity, or saving up for a trip with their troop.
Ask them to place their four value cards in a row. Under each, have them place their goals cards with the value they think it aligns with the most.
- Do their spending goals match the values they’ve identified?
- How would they change their budget goals now that they’ve identified their values?
Troop Leaders: The instructions for all badge steps are available free of charge in the Girl Scout Volunteer Toolkit.
Girl Scout Activity Zone activities have been adapted from existing Girl Scout programming.
Adapted from Step 1 of the Cadette Budget Manager badge. Purchase The Cadette Girl’s Guide to Girl Scouting to complete all requirements and earn the badge.
Made possible by a generous grant from Charles Schwab.
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